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"Happy Holiday"
edition of The BeHappy! Newsletter at the beginning of December for the happiest holiday season possible!

Volume 011
October 2010

The "Annual"(?) Money Issue

Please read the important note below before reading this edition of The BeHappy! Newsletter

NOTE: Okay, here’s the deal … I’m over a month late on this edition of The BeHappy! Newsletter. Part of the reason for this is that it was very difficult to write. In fact, I struggled with whether to write it at all since it is probably not for everyone … and that’s because this edition of the newsletter is all about money – specifically how to possibly make more money (maybe a lot more money) - both from an immediate or short-term income perspective, and also from a long-term, wealth-building perspective. The topic was difficult for me to write about for three main reasons: firstly, everyone has a different “feeling” or opinion about money – especially as it relates (or doesn’t relate) to happiness (after all, this is a newsletter about happiness, not money). Basically though, money or wealth may or may not be part of your personal Definition of Happiness. If it is, then you may welcome such a topic here in this newsletter. If it isn't part of your Definition of Happiness, though, or especially if you believe (as many people do) that money is totally unrelated to happiness, you may be "turned off" by this subject here in a newsletter about happiness. It certainly isn't my intent to create that feeling. But that's not all. The second reason this was difficult is because generating more money or additional income is not easy (if it was, everyone would be doing it). There are no "get rich quick" schemes – and nobody, including me, can guarantee that you’ll make money using any particular strategy. It takes work, focus, commitment, and persistence to succeed at just about anything. And thirdly, there are many different methods available to “help” make more money, some more effective than others. Because of this, in this edition of the newsletter I have included some specific ideas and various "products" which I have used that are designed to help increase income and build wealth. This could come off as a bit "promotional", and so again could turn some people off (depending on beliefs and opinions). In addition, since you signed up for this newsletter - and are a visitor to BeHappy101.com - you may not like this "money" discussion if it doesn't relate to your happiness. So if you are “turned off” by discussions related to making more money, generating additional income, or even getting wealthy in the context of your own personal happiness, please don’t feel you must spend much time on this edition of the newsletter (although I believe everyone should explore the possibilities to create multiple streams of income). If, however, money and/or generating income are important to your happiness, or if you desire complete financial freedom, or even if you just need a bit more money to help you "get by" (and be less stressed), you might want to keep an open mind and consider some of the strategies, techniques, and products presented below. Then, if you are interested in learning more, take the recommended actions - and please feel free to contact me for more information. Also, if you do decide to explore the options discussed in this newsletter, since there are some financial implications, I am required to say that I can obviously not guarantee that you will make any money by following any of the strategies here. Please click here to read the full "legal disclaimer". OK, so now that I've made those personal and legally required "disclaimers", let's get on with this edition of The BeHappy! Newsletter...

Hi... I’m Jimmy, and my mission is to improve your life by making it a bit happier - or, better yet, a lot happier - everyday.

I am a doctor, “rejuvenating” corporate executive, entrepreneur, author, and speaker. My wife (Jill), our four-year-old daughter (Joie), our 9-month-old second daughter (Jae), and our golden retriever (Sunny) live in Tampa Florida and Newport Beach California (we alternate locations every month – so we travel a lot).

Through this newsletter, my website, my books, E-Coaching, and other BeHappy! products, I am committed to improving the lives of as many people as possible. So, I would love to hear from you on how your life has changed by using the BeHappy! system, or how I can help improve your life more by making the system even better.

Please go to BeHappy101.com (or see the yellow box at the end of the newsletter) to provide your comments, suggestions, stories, or thoughts and I’ll respond to you personally – as appropriate - as soon as possible.

Here’s to your happiness and to having the kind of life you want to have!

BeHappy! my friends

Inside this Issue

Introduction to The BeHappy! Newsletter (for new subscribers)

Happiness Facts

Follow Up to the Last Edition’s “Actions”

Make More Money (to Be Happier??)

Actions for the Next 60 Days to BeHappy!

What's New at BeHappy101.com


















INTRODUCTION
(for new subscribers)

The purpose of this newsletter is to provide a regular and consistent supplement to the action-oriented process found in my website - www.behappy101.com - and in my first book, simply called BeHappy!

It is intended to make a powerful contribution to the amount of joy and fulfillment in your daily life by providing regular tools, reminders, and strategies to: This is far beyond a “How To” concept. It is rather a “Do” system, which, when used in conjunction with the BeHappy! book, helps create your own personal “Happiness Plan” for your life. If you want a template or “blueprint” for this Happiness Plan, Click here and you can get it free.

Since my goal is to help make people happier, however, it is best to get the book to use along with the website to achieve maximum benefit from the plan (yes, that’s partly a sales pitch — but it’s true).

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To ORDER BeHappy!
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MY GUARANTEE TO YOU: While most of the information at behappy101.com is free, I want you to BeHappy! with anything you purchase on this site; our reputation depends on it. Nothing is more important to me personally than for you to be completely satisfied with the information you receive. So if you are not satisfied with anything you buy on this site, for any reason whatsoever, simply contact me and I will have a refund check cut and sent to you immediately.










HAPPINESS FACTS
  • A recent study indicates that if your income is less than $75,000 per year, more money actually can make you happier (click here to read an article about it).

  • Poor health is exacerbated by a low income. Lower income (less than $75,000 per year), for example, has been associated with a higher risk of heart disease. The incidence of divorce is also increased in lower income groups.

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  • The average life satisfaction (happiness) of people who live in wealthier countries is greater than poorer countries (with a few exceptions, the least happy nations in the world are the poorest, and the most happy nations are the richest).

Follow Up from the Last Edition of
The BeHappy! Newsletter


The last edition of this newsletter in July was about dealing with adversity and managing the stress in your life more effectively by experiencing gratitude daily, improving your attitude about life, and creating the fortitude necessary to "weather any storm" (click here to go back and read the previous edition of the newsletter).

Did you do the Three Great Things exercise every night for the past 60 days?

If so, how do you feel about your life now compared to how you felt 2 months ago? If you are like most people who do this exercise regularly, life is much "brighter" right now for you, even if the circumstances (problems, stresses, or worries) have not changed.

If you didn't do the exercise for the past 2 months, I'm sure you are not alone. Most people don't follow through with things like this because it hasn't become a habit. So if you feel you need to be more grateful for the things you have in your life right now, give it a go. Commit to doing this quick and easy exercise for at least a week. Then commit for an additional week. Take one week at a time until it becomes a habit. I am certain it will improve your life significantly. You will be more grateful, have a better attitude about circumstances and events (including the really tough ones) and have a better ability to manage the stressful, difficult issues we all face in life.

If, however, life is just too stressful for you to even think about doing this, and the stress is getting to you, it might be a good idea to explore the product in the box to the right - The Linden Method - which is a very popular and effective system for managing stress in your life. There is no risk to checking it out; and who knows, it could be the best thing you ever did.

Now, on to the topic for this edition of The BeHappy! Newsletter...


Make More Money (to Be Happier)

GENERATING INCOME...
(either additional income to supplement what's already coming in, or even creating a complete "replacement" income stream that will give you total financial freedom)


As stated in the "note" at the beginning, this edition of The BeHappy! Newsletter may not be for everyone, because it's about money, and specifically about making more money than you are currently making and having more money than you currently have (although I believe everyone should still read it and consider the possibilities for your own life).

Last year at this time, this newsletter was also about money (in general terms) - and how money might (or might not) relate to happiness for you (click here to read that edition of the newsletter). But just recently a study came out indicating that money IS generally an important component of happiness - where the study found that an annual income of less than $75,000 was shown to be the level where people are "less happy" overall. Due to this recent study, and because it's been a year since I've talked about money in this newsletter, and since the economy is still very difficult and "stressful" for most people, I thought it would be a good time to discuss money again (in fact, I might make it an annual topic at this time of year).
Multiple Streams of Income:
If you have explored the money section of BeHappy101.com, you have probably seen that I suggest everyone have a "multiple streams of income" strategy for your financial life. To learn more about this strategy (or to review the topic again)...
click here.
So, that's what this edition is all about, and although it's not for everyone, my objective is to help motivate you to explore and improve the financial side of your life if that's what could make you happier (or even if it's just something you "need").

This time, though, I want to get more specific on the topic of money - and really provide you some resources on how you could possibly increase your income, perhaps even get wealthy, if having more money is important to you and could make you happier.

For example:
  • Would you like to have more freedom in your life (the kind of freedom more money could bring) to do the things you'd like to do as often as you want?
  • Would you like to buy a nicer, bigger home, a vacation home, or a new car or boat?
  • Do you want to travel and see the world?
  • Do you want to spend more time with your family, or have more free time to do volunteer work?


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    This introductory e-book will start you on a process to begin loving what you do in your job or career – or help you change your job or career if that’s what you need to do to be doing what you love.
  • Are you unemployed or unhappy with your current job or career and "wish" you could do something else to "make a living"?
  • Are you "retired" on a fixed income and want to live a more prosperous, adventurous life?
  • Or what about just having the peace-of-mind of knowing you could send your children to any college they want without having to worry about how to pay for it?
These are all questions many people could be asking right now which could make having an extra income (or a completely new source of income) a very positive thing.

I know it is for me. I left my "job" (and really my whole career as a biotech CEO) exactly two years ago this month in order to be able to pursue some of the passions I have in life, like spending time with my family, traveling, writing, and speaking. So, replacing that income is very important to me - and to my family.

The reality, though, is that life is full of uncertainty, and now for me - with this change in my career and income - uncertainty is at a very high level (which is why this multiple streams of income strategy and these additional sources of income below can be so important).

What about you? Is the level of uncertainty in your life high? Does any uncertainty you are experiencing - to whatever degree - "worry" you? Is financial uncertainty a big issue? Or, do you just want to do something part-time that can help generate a few hundred or a few thousand extra dollars a month?

If so, the next section of the newsletter could be very important for you. And even if not, you should still stick with this. You just might find a whole new strategy for creating wealth and a lifelong additional income.

In this brief newsletter, I can't get into detail about this whole topic since it would require a complete book (or more) to fully explore. So, for those who are interested in exploring this area of your life more, I'm going to summarize the main points and give you the opportunity to further explore whichever "strikes you" best.

There are many different ways to augment your income. For example, you could:
  • Use your current skills and expertise to get a second job in your current field
  • Learn new skills to either change to a new, higher paying job or expand the opportunities within your current job
  • Start your own side business
  • Purchase or invest in a franchise
  • Monetize (which means "start deriving an income from") a hobby
  • Get into real estate investing
  • Get involved in network marketing
  • Use the internet to make money
And there are many other ways. And let me tell you, I have done all of the above, most quite successfully. Specifically, if you have read my book, BeHappy! you know that I left my medical practice when I was in my early 30's, went back to school to get a business degree (M.B.A.), and got into the pharmaceutical industry, ultimately becoming a biotech CEO around the age of 37. In addition to this change in my “primary career”, I have also purchased and run 3 different franchises in various industries (investing hundreds of thousands of dollars in the process), started 5 businesses (all of which are currently operating successfully), invested in real estate, used my hobby of writing to publish a book and start this website, started a network marketing business (currently operating), and created an internet marketing business (currently operating).

Yes, I have been involved in many different businesses and wealth-creating opportunities - and truly believe in the multiple-streams-of-income philosophy of creating financial wealth and freedom ... all for the ultimate goal, which is to BeHappy! [NOTE: although not the highest priority in my life, wealth and financial freedom are a part of my personal Definition of Happiness].

Using this experience, if your Definition of Happiness includes a financial component - and maybe even if it doesn’t - I’d like to introduce you to 4 strategies to consider if you want to make more money, generate an income (whether it's a supplemental part-time income or a significant full-time income), and/or create long-term wealth in the quickest, best way possible.

If you are interested in getting started with internet marketing right away, consider exploring the resources on this page and on the internet marketing 101 page. In addition, if you want some basic information to help you get started, click here,
provide your e-mail address, tell me you are interested in learning more about internet marketing, and I'll send you some FREE reports I've collected which have helped me a lot.
They are:
  1. Internet Marketing: one of the quickest, simplest, and least-expensive ways to start generating an income (done right, you could literally be making an income within a week or less, with very little investment)

  2. Network Marketing: a nearly "guaranteed" way to supplement your income, or establish a solid, life-long residual income (regardless of what you may have heard about this business model, it is a legitimate, proven and growing way to make money if you hook up with the right company and commit to being successful)

  3. Real Estate Investing: a historically proven way to build long-term wealth - if you know what you are doing and can invest in the process

  4. Stocks, bonds, and commodities: a very popular way to invest and generate both long-term wealth and a near-term supplemental income (but you must know what you are doing to minimize the risk of losing money)
If you click on the links above for each of these four income-generating and wealth-building strategies, you can get a little deeper into the topic to better assess whether it's something for you or not, and can get access to some of the "products" I've used to help me in my business-building, income-producing, and investing efforts (you can also check out these and other types of money-related strategies in the "Money & Wealth" section of BeHappy101.com by clicking here).

I have chosen these four general areas as the primary and immediate strategies to explore because they are the best methods I have found to make additional income - and even get wealthy.

Each has its own specific advantages and risks, which, if you are interested, you can explore more thoroughly. If you were to explore internet marketing a bit further, for example, you would see that you can literally be making money online by this time next week, with less than a $100 investment. With real estate investing, on the other hand, a more long-term approach is required, generally with a larger investment required. Network Marketing, a business strategy some people wrongly shy away from, is all but guaranteed to provide a passive residual income if you (a) align with the right company and (b) work at it (with a relatively small investment). And, finally, with stocks and bonds, the risks must be considered carefully – with both long and short-term potential.

Yes, money is part of life. And, depending on your own personal goals, values, and traits, more money may be a significant part of your life and your happiness.

So, if you are interested in moving ahead, I urge you to click on each of the four income opportunities listed above to learn more about each of them (which is really part of the "60-Day Actions" section below). Explore the possibilities for your own life. I believe it could be very beneficial to your total happiness (especially if having more money is important to you).

Then, please read on and continue with the "Actions" described below to help you potentially start improving your financial life right away.

BeHappy! ACTIONS TO TAKE UNTIL THE NEXT ISSUE OF THIS NEWSLETTER

“It isn’t necessary to be rich and famous to be happy. It is only necessary to be rich.”
- Alan Alda
Like everything in life, the old saying, “practice makes perfect” applies to happiness, too. By using the tools and concepts in BeHappy! - and applying the principles on my website (www.behappy101.com) and in this bi-monthly newsletter - you'll get the coaching and the “practice” you need to lead the happiest possible life. It takes daily action to get “perfect” at it, though.

So, if you have read previous editions of The BeHappy! Newsletter you know that every issue provides some simple action-oriented exercises for the next two months (until the next edition of the newsletter) which relate to the main "subject" of this edition of the newsletter to help make happiness a habit.

Just a few minutes of focus every day and you’ll be laying the foundation for the happiest possible life - both for yourself and for those you love.

If you do these things, I can promise you’ll notice a big difference in the quality of your life.

You will BeHappy!

To improve your life, click on any of the pictures below which represent areas of your life which you need to make better:









Actions for the next 60 days:

Take these actions over the next sixty days and by the time you receive the next edition of the BeHappy! Newsletter (around the beginning of December – the “Holiday Issue”), I am confident you'll be making progress toward at least understanding the potential for more money in your life…

The action plan for the next 60 days basically involves exploring and starting to better understand some simple ways you can either augment your income (if that’s what would help you most), change to a completely new “primary source of income” (if that’s what you need to be happier), and/or create a plan to generate significant wealth for yourself.

For this newsletter, I’m going to stick with the 4 ways described above.

Before exploring these in further depth, though, it’s important to have the right “mentality” about it all.

So, for the first week of this next 60-days, take the time to:
  1. Make sure you don’t have any significant “limiting beliefs” about money
  2. Know for sure if there is a financial component to your personal Definition of Happiness (a href="http://www.behappy101.com/definition-of-happiness.html">click here to learn more about creating your true Definition of Happiness)
  3. Make sure you know why more money or wealth could make you happier
  4. Make a commitment to follow through with a process to achieve your financial goals and desires
Write down your thoughts related to each of these four "money" issues. Take an hour right now to get started, because if you can get this process started, and then take the next 60 days to create a plan to improve your financial life, you could start to create a whole new, "freer" future for yourself and your family. And, if you decide it isn’t for you – or you just don’t want to commit to it – you haven’t lost anything, but rather gained a bit of knowledge - both about money and about yourself.

Once you are confident you have the mentality required for you to generate additional income and accumulate wealth, the action to take next is to explore one or more of the 4 strategies I mentioned above. Just click on the links which interest you. Read up on the subject. Get the additional information I have provided as part of each strategy. Decide if one particular technique appeals to you and, if so, begin to create a plan to implement the process. There is a lot of information available on each of them. Spend the next few weeks understanding the pros and cons of each strategy. Know the risks involved. Then, when you have a bit more knowledge – and have made the commitment to implement the strategy, dive in. Take the first step toward following a plan to generate the income you want and achieve your financial goals.

If you want to take this a step further, you can sign up for one-on-one personal E-Coaching by clicking here and I’ll help you personally with all this.

We’ll look back on this 60-day action plan in the next edition of The BeHappy! Newsletter at the beginning of December - where we'll be in full "holiday season" mode. In that edition, as always, we'll explore ways to get through the holidays with less stress and more joy and happiness - and to prepare for your best year ever in 2011.

WHAT'S NEW AT BeHappy101.com:

Every issue of this newsletter will keep you up to date on new stuff at BeHappy101.com so you can get maximum benefit from the BeHappy! system. You can access any of these quickly by just clicking on the links in the list below.

Here are a few additions over the past two months:

If the information here at BeHappy101.com helps you and you'd like to make a donation to help make others happy, please click on the "DONATE" button below to make a contribution. The amount you give is entirely up to you, and would be greatly appreciated. A portion of the proceeds will used to contribute to the happiness of others.



Please contribute to the happiness of others by providing your own stories, jokes, testimonials, comments and personal tips on happiness, dealing with adversity, and relationships on the website (there are many places throughout the site to add your messages to help others)

To contribute HAPPINESS tips: click here
To contribute RELATIONSHIP tips: click here
To contribute ADVERSITY tips: click here
To contribute GOAL tips: click here

  • Several new "Happiness Products" have been added to the website. There are products for making more money, improving your relationships, reducing stress, raising happier children, learning to meditate, losing weight, and more.

  • The opportunity to join the new Happiness Group". Just click here to see a 11/2 minute video introduction to the group. Then, go to facebook and search "The Happiness Group" to join.

  • Several important new blog posts to add to your "happiness toolbox".

  • The popular Thought for Today: a feature on the site initiated February 1st (2009) which has provided a new thought every single day since then. Each new Thought for Today gets posted on the behappy101.com homepage every morning (365 days a year) between 5:00 a.m. and 6:00 a.m. (unless I sleep in – then it might be 6:30 a.m.). These are thoughts to help start your day off right. The thoughts are generally about happiness, success, relationships, money, etc. So go to the website everyday for a new “thought”. You’ll soon become “addicted” – and it will improve your life tremendously.

  • New Quotes, Poems, and Jokes to help inspire and motivate you, or just make you laugh.
And much, much more.

ALSO...
Be on the lookout in the next few months for an amazing new company I have started with two other great "happiness guys",
Rudy Wietfeldt and Steven Diamond.

Check out the initial website at BeHappyForLife.com.


So until the next edition of The BeHappy! Newsletter during the beginning of December (the "Holiday Happiness" issue)...

Thanks for being a loyal subscriber and...

BeHappy! my friends


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